We source mortgages and cash products from up to 15 different lenders/institutions and advise our clients on the most appropriate option based on interest rates and features and benefits of the respective lender. Leveraging on our existing relationships with lenders and institutions, we often have the ability to place our client’s applications at the top of the queue. Our relationships with lenders also make it possible for us to source approval for loans that are outside of a lenders or reinsurers policy.
- Advise on how to pay off your home loan/non-deductible debt as fast as possible
- Advise on the best way for the client to structure their debt i.e. split off deductible vs. non-deductible debt, allow redraw for future property purchases without, having to get finance approved again, and advise on other debt needs such as car purchases or renovation requirements
- Advise on debt recycling strategies
- Advise on the best features and benefits of a particular loan. Such as the need for offset accounts, redraw, credit cards points with rewards programs etc.