Super is one of the most tax-effective ways to save for your retirement. The concessions that super provides means that you can potentially have more money working for you generating higher after-tax returns, than similar investments held directly.
It is also often possible to hold personal insurance coverage within superannuation. This can be a highly cost effective way to pay for your personal insurance due to the use of pre-tax or tax deductible contributions.
The first step to really understanding and taking charge of your super is to work out how much you’ll need to retire. The AMP super simulator can help. With just five simple questions, it will give you a sense of how much you may need and let you see if you’re on track.
And, once you know your goal, you can explore our range of strategies designed to help make a real difference to your super.
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